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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,913 | $196,972-68.6% | $182,262-66.0% | $198,609-68.8% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 11.10% | 158.27%-147.2pp | 140.60%-129.5pp | 202.70%-191.6pp |
| Employer contribution / active EE | $2,783 | $5,364-48.1% | $5,046-44.9% | $5,055-45.0% |
| Participant deferral / active EE | $5,110 | $8,643-40.9% | $8,276-38.3% | $6,977-26.8% |
| Admin fee / account holder | $2,259 | $18,429-87.7% | $16,712-86.5% | $19,030-88.1% |