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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,585 | $81,504+21.0% | $102,437-3.8% | $80,959+21.8% |
| Participation rate | 86.1% | 66.9%+19.3pp | 74.5%+11.6pp | 67.7%+18.4pp |
| Annual return | 11.86% | 25.60%-13.7pp | 24.95%-13.1pp | 35.67%-23.8pp |
| Employer contribution / active EE | $654 | $3,104-78.9% | $3,871-83.1% | $2,757-76.3% |
| Participant deferral / active EE | $8,975 | $3,871+131.9% | $5,060+77.4% | $4,300+108.7% |
| Admin fee / account holder | $1,654 | $6,719-75.4% | $8,388-80.3% | $6,925-76.1% |