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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,649 | $178,174+31.1% | $156,181+49.6% | $137,256+70.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | -3.03% | 84.19%-87.2pp | 64.87%-67.9pp | 220.34%-223.4pp |
| Employer contribution / active EE | $9,521 | $4,972+91.5% | $4,294+121.7% | $4,156+129.1% |
| Participant deferral / active EE | $8,069 | $6,888+17.2% | $6,132+31.6% | $6,407+26.0% |
| Admin fee / account holder | $4,349 | $17,404-75.0% | $14,586-70.2% | $12,270-64.6% |