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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,086 | $177,595+16.6% | $148,496+39.5% | $198,609+4.3% |
| Participation rate | 44.4% | 79.3%-34.8pp | 76.0%-31.6pp | 82.4%-37.9pp |
| Annual return | 9.16% | 9.97%-0.8pp | 12.33%-3.2pp | 202.70%-193.5pp |
| Employer contribution / active EE | $2,283 | $4,098-44.3% | $3,497-34.7% | $5,055-54.8% |
| Participant deferral / active EE | $7,424 | $5,539+34.0% | $4,808+54.4% | $6,977+6.4% |
| Admin fee / account holder | $40,886 | $27,010+51.4% | $19,547+109.2% | $19,030+114.8% |