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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,699 | $86,949-25.6% | $102,460-36.9% | $80,959-20.1% |
| Participation rate | 79.1% | 72.4%+6.7pp | 76.5%+2.6pp | 67.7%+11.4pp |
| Annual return | 9.22% | 18.89%-9.7pp | 29.47%-20.2pp | 35.67%-26.4pp |
| Employer contribution / active EE | $1,334 | $2,370-43.7% | $3,025-55.9% | $2,757-51.6% |
| Participant deferral / active EE | $2,216 | $4,121-46.2% | $5,056-56.2% | $4,300-48.5% |
| Admin fee / account holder | $15,049 | $8,048+87.0% | $9,460+59.1% | $6,925+117.3% |