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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,347 | $115,931+30.5% | $185,441-18.4% | $86,983+74.0% |
| Participation rate | 86.4% | 73.6%+12.8pp | 80.3%+6.2pp | 69.5%+16.9pp |
| Annual return | 6.81% | 21.47%-14.7pp | 20.16%-13.4pp | 25.83%-19.0pp |
| Employer contribution / active EE | $3,302 | $2,937+12.4% | $4,672-29.3% | $2,584+27.7% |
| Participant deferral / active EE | $10,120 | $4,551+122.4% | $6,152+64.5% | $4,194+141.3% |
| Admin fee / account holder | $4,286 | $10,687-59.9% | $17,890-76.0% | $7,856-45.4% |