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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,467 | $94,439-67.7% | $73,658-58.6% | $154,746-80.3% |
| Participation rate | 80.0% | 64.7%+15.3pp | 57.0%+23.0pp | 80.7%-0.7pp |
| Annual return | 19.07% | 28.25%-9.2pp | 29.72%-10.7pp | 172.34%-153.3pp |
| Employer contribution / active EE | $1,785 | $1,257+42.0% | $1,032+72.9% | $4,379-59.2% |
| Participant deferral / active EE | $6,415 | $2,527+153.9% | $2,062+211.1% | $6,730-4.7% |
| Admin fee / account holder | $1,910 | $3,843-50.3% | $3,357-43.1% | $14,365-86.7% |