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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,467 | $67,823-55.1% | $52,425-41.9% | $137,256-77.8% |
| Participation rate | 80.0% | 63.9%+16.1pp | 55.6%+24.4pp | 80.0%0pp |
| Annual return | 19.07% | 219.11%-200.0pp | 302.12%-283.1pp | 220.34%-201.3pp |
| Employer contribution / active EE | $1,785 | $1,163+53.5% | $914+95.3% | $4,156-57.0% |
| Participant deferral / active EE | $6,415 | $2,288+180.4% | $1,790+258.3% | $6,407+0.1% |
| Admin fee / account holder | $1,910 | $2,844-32.8% | $2,495-23.4% | $12,270-84.4% |