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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,810 | $78,607+23.2% | $105,624-8.3% | $74,478+30.0% |
| Participation rate | 82.0% | 72.8%+9.2pp | 75.3%+6.7pp | 67.2%+14.8pp |
| Annual return | 13.91% | 15.96%-2.0pp | 116.20%-102.3pp | 1370.56%-1356.7pp |
| Employer contribution / active EE | $1,254 | $2,523-50.3% | $3,168-60.4% | $2,626-52.3% |
| Participant deferral / active EE | $4,352 | $4,325+0.6% | $5,013-13.2% | $4,3500% |
| Admin fee / account holder | $3,510 | $2,220+58.1% | $10,961-68.0% | $1,946+80.4% |