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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,643 | $80,705+24.7% | $115,768-13.1% | $67,986+48.0% |
| Participation rate | 76.9% | 63.0%+14.0pp | 74.4%+2.5pp | 57.2%+19.7pp |
| Annual return | 12.39% | 18.49%-6.1pp | 100.46%-88.1pp | 31.67%-19.3pp |
| Employer contribution / active EE | $546 | $2,046-73.3% | $2,940-81.4% | $2,019-72.9% |
| Participant deferral / active EE | $4,326 | $3,559+21.6% | $4,917-12.0% | $3,358+28.8% |
| Admin fee / account holder | $7,925 | $4,135+91.6% | $12,439-36.3% | $3,203+147.4% |