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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,246 | $107,421+92.0% | $182,262+13.2% | $94,015+119.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 84.2%+15.8pp | 70.8%+29.2pp |
| Annual return | 12.62% | 21.32%-8.7pp | 140.60%-128.0pp | 17.84%-5.2pp |
| Employer contribution / active EE | $3,901 | $3,448+13.2% | $5,046-22.7% | $2,790+39.8% |
| Participant deferral / active EE | $13,388 | $6,558+104.1% | $8,276+61.8% | $4,249+215.0% |
| Admin fee / account holder | $3,514 | $8,692-59.6% | $16,712-79.0% | $8,951-60.7% |