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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,246 | $106,524+93.6% | $152,301+35.4% | $87,485+135.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 12.62% | 26.89%-14.3pp | 80.50%-67.9pp | 26.06%-13.4pp |
| Employer contribution / active EE | $3,901 | $3,371+15.7% | $4,624-15.6% | $2,596+50.3% |
| Participant deferral / active EE | $13,388 | $6,525+105.2% | $8,004+67.3% | $4,274+213.3% |
| Admin fee / account holder | $3,514 | $8,287-57.6% | $14,398-75.6% | $7,775-54.8% |