Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,917 | $156,616+86.4% | $133,346+118.9% | $198,609+47.0% |
| Participation rate | 58.8% | 77.7%-18.9pp | 72.8%-14.0pp | 82.4%-23.6pp |
| Annual return | 13.90% | 44.25%-30.3pp | 36.85%-22.9pp | 202.70%-188.8pp |
| Employer contribution / active EE | $401 | $3,368-88.1% | $2,853-85.9% | $5,055-92.1% |
| Participant deferral / active EE | $7,766 | $4,920+57.9% | $4,332+79.3% | $6,977+11.3% |
| Admin fee / account holder | $19,702 | $17,468+12.8% | $14,264+38.1% | $19,030+3.5% |