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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,809 | $45,343-54.1% | $150,298-86.2% | $67,986-69.4% |
| Participation rate | 35.6% | 51.9%-16.2pp | 77.8%-42.1pp | 57.2%-21.6pp |
| Annual return | 16.89% | 33.28%-16.4pp | 62.79%-45.9pp | 31.67%-14.8pp |
| Employer contribution / active EE | $430 | $1,462-70.6% | $4,154-89.7% | $2,019-78.7% |
| Participant deferral / active EE | $900 | $2,055-56.2% | $5,453-83.5% | $3,358-73.2% |
| Admin fee / account holder | $973 | $2,250-56.7% | $14,116-93.1% | $3,203-69.6% |