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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,747 | $126,113-8.2% | $116,096-0.3% | $155,188-25.4% |
| Participation rate | 66.7% | 75.1%-8.5pp | 73.3%-6.7pp | 80.8%-14.1pp |
| Annual return | 9.83% | 391.72%-381.9pp | 326.25%-316.4pp | 148.84%-139.0pp |
| Employer contribution / active EE | $0 | $2,672-100.0% | $2,503-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $1,592 | $4,162-61.8% | $3,952-59.7% | $6,531-75.6% |
| Admin fee / account holder | $8,079 | $8,045+0.4% | $7,704+4.9% | $14,480-44.2% |