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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,327 | $88,778+15.3% | $81,844+25.0% | $145,884-29.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 30.61% | 1033.03%-1002.4pp | 778.87%-748.3pp | 551.85%-521.2pp |
| Employer contribution / active EE | $13,000 | $3,087+321.1% | $2,916+345.8% | $4,662+178.8% |
| Participant deferral / active EE | $9,716 | $4,648+109.0% | $4,323+124.7% | $6,690+45.2% |
| Admin fee / account holder | $7,947 | $8,430-5.7% | $7,355+8.0% | $13,392-40.7% |