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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,327 | $88,702+15.4% | $81,780+25.1% | $145,978-29.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 30.61% | 1029.12%-998.5pp | 776.27%-745.7pp | 550.52%-519.9pp |
| Employer contribution / active EE | $13,000 | $3,084+321.5% | $2,914+346.1% | $4,662+178.9% |
| Participant deferral / active EE | $9,716 | $4,645+109.2% | $4,321+124.9% | $6,690+45.2% |
| Admin fee / account holder | $7,947 | $8,414-5.6% | $7,384+7.6% | $13,400-40.7% |