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| Provider | Service type | Compensation |
|---|---|---|
HAYS COMPANIES3 years Filed as: HAYS FINANCIAL GROUP LLC Service code 17 · EIN 41-1931920 | Pension Consulting | $57,629 |
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576 | Custodial (other than securities); Di... | $19,093 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,263 | $88,203+138.4% | $165,100+27.4% | $74,478+182.3% |
| Participation rate | 55.5% | 73.1%-17.6pp | 78.6%-23.1pp | 67.2%-11.7pp |
| Annual return | 13.19% | 17.13%-3.9pp | 70.21%-57.0pp | 1370.56%-1357.4pp |
| Employer contribution / active EE | $4,480 | $2,601+72.3% | $4,348+3.0% | $2,626+70.6% |
| Participant deferral / active EE | $5,932 | $4,505+31.7% | $6,035-1.7% | $4,350+36.4% |
| Admin fee / account holder | $412 | $2,235-81.6% | $12,696-96.8% | $1,946-78.8% |