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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,724 | $111,878+29.4% | $93,727+54.4% | $145,897-0.8% |
| Participation rate | 55.6% | 74.2%-18.7pp | 68.7%-13.2pp | 80.3%-24.8pp |
| Annual return | 9.63% | 204.28%-194.7pp | 133.83%-124.2pp | 552.29%-542.7pp |
| Employer contribution / active EE | $1,544 | $3,092-50.1% | $2,421-36.2% | $4,663-66.9% |
| Participant deferral / active EE | $5,168 | $4,920+5.0% | $4,417+17.0% | $6,689-22.7% |
| Admin fee / account holder | $4,338 | $10,256-57.7% | $8,292-47.7% | $13,390-67.6% |