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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,646 | $71,215-31.7% | $93,696-48.1% | $80,935-39.9% |
| Participation rate | 92.4% | 60.4%+32.0pp | 68.7%+23.7pp | 67.7%+24.8pp |
| Annual return | 13.15% | 11.27%+1.9pp | 133.74%-120.6pp | 35.66%-22.5pp |
| Employer contribution / active EE | $4,516 | $1,565+188.5% | $2,422+86.5% | $2,757+63.8% |
| Participant deferral / active EE | $4,951 | $4,037+22.6% | $4,417+12.1% | $4,299+15.1% |
| Admin fee / account holder | $2,099 | $6,958-69.8% | $8,287-74.7% | $6,924-69.7% |