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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $527,485 | $213,785+146.7% | $185,441+184.4% | $155,188+239.9% |
| Participation rate | 88.9% | 83.2%+5.7pp | 80.3%+8.6pp | 80.8%+8.1pp |
| Annual return | 12.75% | 19.97%-7.2pp | 20.16%-7.4pp | 148.84%-136.1pp |
| Employer contribution / active EE | $3,711 | $5,393-31.2% | $4,672-20.6% | $4,248-12.6% |
| Participant deferral / active EE | $6,463 | $6,864-5.9% | $6,152+5.1% | $6,531-1.1% |
| Admin fee / account holder | $136,644 | $21,134+546.6% | $17,890+663.8% | $14,480+843.7% |