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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $527,485 | $199,109+164.9% | $173,730+203.6% | $154,746+240.9% |
| Participation rate | 88.9% | 82.8%+6.1pp | 79.6%+9.3pp | 80.7%+8.2pp |
| Annual return | 12.75% | 20.02%-7.3pp | 19.96%-7.2pp | 172.34%-159.6pp |
| Employer contribution / active EE | $3,711 | $5,311-30.1% | $4,577-18.9% | $4,379-15.3% |
| Participant deferral / active EE | $6,463 | $7,113-9.1% | $6,326+2.2% | $6,730-4.0% |
| Admin fee / account holder | $136,644 | $20,916+553.3% | $17,523+679.8% | $14,365+851.2% |