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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,148 | $136,860+3.1% | $120,344+17.3% | $154,746-8.8% |
| Participation rate | 81.3% | 79.9%+1.4pp | 76.7%+4.5pp | 80.7%+0.5pp |
| Annual return | 24.27% | 21.38%+2.9pp | 20.30%+4.0pp | 172.34%-148.1pp |
| Employer contribution / active EE | $4,049 | $3,533+14.6% | $3,020+34.1% | $4,379-7.5% |
| Participant deferral / active EE | $9,322 | $5,793+60.9% | $5,135+81.5% | $6,730+38.5% |
| Admin fee / account holder | $14,108 | $15,393-8.3% | $12,742+10.7% | $14,365-1.8% |