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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,148 | $124,425+13.4% | $112,040+26.0% | $137,256+2.8% |
| Participation rate | 81.3% | 79.3%+1.9pp | 76.5%+4.8pp | 80.0%+1.3pp |
| Annual return | 24.27% | 24.72%-0.4pp | 24.52%-0.2pp | 220.34%-196.1pp |
| Employer contribution / active EE | $4,049 | $3,411+18.7% | $2,954+37.1% | $4,156-2.6% |
| Participant deferral / active EE | $9,322 | $5,718+63.0% | $5,098+82.9% | $6,407+45.5% |
| Admin fee / account holder | $14,108 | $15,207-7.2% | $12,098+16.6% | $12,270+15.0% |