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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,032 | $60,442+53.9% | $96,754-3.8% | $87,485+6.3% |
| Participation rate | 53.1% | 58.7%-5.6pp | 70.3%-17.1pp | 68.9%-15.8pp |
| Annual return | 14.09% | 21.97%-7.9pp | 82.04%-67.9pp | 26.06%-12.0pp |
| Employer contribution / active EE | $1,707 | $1,691+0.9% | $2,679-36.3% | $2,596-34.3% |
| Participant deferral / active EE | $4,461 | $3,280+36.0% | $4,758-6.2% | $4,274+4.4% |
| Admin fee / account holder | $22,699 | $5,069+347.8% | $8,905+154.9% | $7,775+192.0% |