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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,191 | $151,427-86.7% | $112,860-82.1% | $154,746-87.0% |
| Participation rate | 50.0% | 69.1%-19.1pp | 66.3%-16.3pp | 80.7%-30.7pp |
| Annual return | 19.41% | 30.95%-11.5pp | 35.26%-15.9pp | 172.34%-152.9pp |
| Employer contribution / active EE | $812 | $2,750-70.5% | $2,206-63.2% | $4,379-81.5% |
| Participant deferral / active EE | $1,321 | $4,285-69.2% | $3,493-62.2% | $6,730-80.4% |
| Admin fee / account holder | $682 | $7,369-90.7% | $6,841-90.0% | $14,365-95.3% |