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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $551,558 | $201,259+174.1% | $184,200+199.4% | $145,959+277.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.02% | 28.98%-22.0pp | 28.80%-21.8pp | 561.95%-554.9pp |
| Employer contribution / active EE | $19,046 | $7,018+171.4% | $6,424+196.5% | $4,661+308.7% |
| Participant deferral / active EE | $13,603 | $9,806+38.7% | $9,132+49.0% | $6,689+103.4% |
| Admin fee / account holder | $29 | $16,372-99.8% | $13,907-99.8% | $13,398-99.8% |