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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,763 | $88,815-33.8% | $81,882-28.2% | $145,897-59.7% |
| Participation rate | 60.9% | 75.1%-14.2pp | 72.4%-11.5pp | 80.3%-19.4pp |
| Annual return | 15.48% | 1033.75%-1018.3pp | 779.47%-764.0pp | 552.29%-536.8pp |
| Employer contribution / active EE | $1,968 | $3,086-36.2% | $2,916-32.5% | $4,663-57.8% |
| Participant deferral / active EE | $2,057 | $4,647-55.7% | $4,323-52.4% | $6,689-69.3% |
| Admin fee / account holder | $1,385 | $8,434-83.6% | $7,360-81.2% | $13,390-89.7% |