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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,047 | $172,111-58.1% | $150,298-52.1% | $137,256-47.5% |
| Participation rate | 55.0% | 81.7%-26.7pp | 77.8%-22.8pp | 80.0%-25.0pp |
| Annual return | 15.80% | 69.37%-53.6pp | 62.79%-47.0pp | 220.34%-204.5pp |
| Employer contribution / active EE | $2,179 | $4,636-53.0% | $4,154-47.5% | $4,156-47.6% |
| Participant deferral / active EE | $2,335 | $6,166-62.1% | $5,453-57.2% | $6,407-63.6% |
| Admin fee / account holder | $3,860 | $16,471-76.6% | $14,116-72.7% | $12,270-68.5% |