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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,761 | $101,752-47.2% | $164,928-67.4% | $80,911-33.6% |
| Participation rate | 66.7% | 71.8%-5.2pp | 78.6%-12.0pp | 67.6%-1.0pp |
| Annual return | 17.26% | 16.73%+0.5pp | 70.08%-52.8pp | 35.63%-18.4pp |
| Employer contribution / active EE | $2,562 | $2,953-13.3% | $4,343-41.0% | $2,756-7.0% |
| Participant deferral / active EE | $4,845 | $4,477+8.2% | $6,034-19.7% | $4,297+12.8% |
| Admin fee / account holder | $138 | $8,218-98.3% | $12,684-98.9% | $6,935-98.0% |