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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,571 | $80,781-54.7% | $102,437-64.3% | $74,478-50.9% |
| Participation rate | 33.3% | 65.7%-32.3pp | 74.5%-41.2pp | 67.2%-33.9pp |
| Annual return | 15.24% | 27.58%-12.3pp | 24.95%-9.7pp | 1370.56%-1355.3pp |
| Employer contribution / active EE | $1,056 | $3,160-66.6% | $3,871-72.7% | $2,626-59.8% |
| Participant deferral / active EE | $2,377 | $3,862-38.4% | $5,060-53.0% | $4,350-45.3% |
| Admin fee / account holder | $1,454 | $2,372-38.7% | $8,388-82.7% | $1,946-25.3% |