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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,129 | $83,369-39.9% | $105,223-52.4% | $67,986-26.3% |
| Participation rate | 37.7% | 56.3%-18.6pp | 75.0%-37.3pp | 57.2%-19.5pp |
| Annual return | 21.02% | 24.64%-3.6pp | 180.65%-159.6pp | 31.67%-10.6pp |
| Employer contribution / active EE | $1,443 | $2,541-43.2% | $3,689-60.9% | $2,019-28.5% |
| Participant deferral / active EE | $2,833 | $3,295-14.0% | $5,072-44.1% | $3,358-15.6% |
| Admin fee / account holder | $1,027 | $4,073-74.8% | $8,859-88.4% | $3,203-67.9% |