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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,675 | $67,823-59.2% | $52,425-47.2% | $137,256-79.8% |
| Participation rate | 38.5% | 63.9%-25.4pp | 55.6%-17.2pp | 80.0%-41.5pp |
| Annual return | 12.97% | 219.11%-206.1pp | 302.12%-289.2pp | 220.34%-207.4pp |
| Employer contribution / active EE | $498 | $1,163-57.1% | $914-45.5% | $4,156-88.0% |
| Participant deferral / active EE | $700 | $2,288-69.4% | $1,790-60.9% | $6,407-89.1% |
| Admin fee / account holder | $0 | $2,844-100.0% | $2,495-100.0% | $12,270-100.0% |