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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,908 | $172,111-68.7% | $150,298-64.1% | $137,256-60.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 13.55% | 69.37%-55.8pp | 62.79%-49.2pp | 220.34%-206.8pp |
| Employer contribution / active EE | $27,858 | $4,636+500.9% | $4,154+570.6% | $4,156+570.3% |
| Participant deferral / active EE | $35,365 | $6,166+473.6% | $5,453+548.6% | $6,407+452.0% |
| Admin fee / account holder | $18,061 | $16,471+9.7% | $14,116+28.0% | $12,270+47.2% |