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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,908 | $227,399-76.3% | $189,758-71.6% | $198,609-72.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 13.55% | 61.03%-47.5pp | 52.62%-39.1pp | 202.70%-189.1pp |
| Employer contribution / active EE | $27,858 | $5,526+404.1% | $4,767+484.4% | $5,055+451.0% |
| Participant deferral / active EE | $35,365 | $6,837+417.3% | $5,856+503.9% | $6,977+406.9% |
| Admin fee / account holder | $18,061 | $25,162-28.2% | $20,388-11.4% | $19,030-5.1% |