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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,122 | $29,733-66.0% | $56,025-81.9% | $80,959-87.5% |
| Participation rate | 37.2% | 41.7%-4.5pp | 52.5%-15.3pp | 67.7%-30.5pp |
| Annual return | 12.21% | 35.28%-23.1pp | 1712.69%-1700.5pp | 35.67%-23.5pp |
| Employer contribution / active EE | $295 | $672-56.1% | $1,042-71.7% | $2,757-89.3% |
| Participant deferral / active EE | $1,046 | $1,229-15.0% | $1,955-46.5% | $4,300-75.7% |
| Admin fee / account holder | $1,174 | $2,434-51.8% | $2,828-58.5% | $6,925-83.0% |