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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $847,848 | $81,358+942.1% | $155,556+445.0% | $80,959+947.3% |
| Participation rate | 97.3% | 66.3%+31.0pp | 78.2%+19.1pp | 67.7%+29.6pp |
| Annual return | 13.83% | 33.39%-19.6pp | 64.84%-51.0pp | 35.67%-21.8pp |
| Employer contribution / active EE | $36,907 | $3,106+1088.1% | $4,675+689.4% | $2,757+1238.6% |
| Participant deferral / active EE | $21,722 | $3,455+528.7% | $5,631+285.8% | $4,300+405.1% |
| Admin fee / account holder | $20,455 | $7,994+155.9% | $15,885+28.8% | $6,925+195.4% |