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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,641 | $129,737+47.7% | $119,126+60.9% | $154,746+23.8% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 14.21% | 379.08%-364.9pp | 282.11%-267.9pp | 172.34%-158.1pp |
| Employer contribution / active EE | $1,738 | $4,375-60.3% | $4,034-56.9% | $4,379-60.3% |
| Participant deferral / active EE | $4,393 | $5,842-24.8% | $5,318-17.4% | $6,730-34.7% |
| Admin fee / account holder | $5,203 | $11,961-56.5% | $10,693-51.3% | $14,365-63.8% |