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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,131 | $95,453+262.6% | $112,040+208.9% | $82,448+319.8% |
| Participation rate | 98.7% | 72.8%+26.0pp | 76.5%+22.2pp | 68.1%+30.7pp |
| Annual return | 14.56% | 23.92%-9.4pp | 24.52%-10.0pp | 41.64%-27.1pp |
| Employer contribution / active EE | $7,349 | $2,318+217.1% | $2,954+148.8% | $2,551+188.1% |
| Participant deferral / active EE | $15,423 | $4,224+265.1% | $5,098+202.5% | $4,139+272.6% |
| Admin fee / account holder | $22,634 | $9,013+151.1% | $12,098+87.1% | $7,234+212.9% |