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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,892 | $177,156+98.1% | $147,027+138.7% | $154,746+126.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 18.00% | 21.94%-3.9pp | 20.23%-2.2pp | 172.34%-154.3pp |
| Employer contribution / active EE | $15,599 | $4,336+259.7% | $3,626+330.2% | $4,379+256.2% |
| Participant deferral / active EE | $10,930 | $5,797+88.6% | $4,933+121.6% | $6,730+62.4% |
| Admin fee / account holder | $12,445 | $14,904-16.5% | $12,223+1.8% | $14,365-13.4% |