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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,105 | $87,132-36.8% | $105,624-47.8% | $80,959-31.9% |
| Participation rate | 55.7% | 70.4%-14.7pp | 75.3%-19.6pp | 67.7%-12.0pp |
| Annual return | 13.82% | 17.03%-3.2pp | 116.20%-102.4pp | 35.67%-21.9pp |
| Employer contribution / active EE | $1,543 | $2,397-35.6% | $3,168-51.3% | $2,757-44.0% |
| Participant deferral / active EE | $2,860 | $3,985-28.2% | $5,013-43.0% | $4,300-33.5% |
| Admin fee / account holder | $642 | $8,449-92.4% | $10,961-94.1% | $6,925-90.7% |