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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,409 | $129,737+210.9% | $119,126+238.6% | $154,746+160.7% |
| Participation rate | 71.4% | 78.9%-7.4pp | 75.8%-4.3pp | 80.7%-9.3pp |
| Annual return | 15.50% | 379.08%-363.6pp | 282.11%-266.6pp | 172.34%-156.8pp |
| Employer contribution / active EE | $1,807 | $4,375-58.7% | $4,034-55.2% | $4,379-58.7% |
| Participant deferral / active EE | $10,877 | $5,842+86.2% | $5,318+104.5% | $6,730+61.6% |
| Admin fee / account holder | $9,309 | $11,961-22.2% | $10,693-12.9% | $14,365-35.2% |