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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,524 | $86,949-3.9% | $102,460-18.5% | $80,959+3.2% |
| Participation rate | 89.8% | 72.4%+17.4pp | 76.5%+13.3pp | 67.7%+22.1pp |
| Annual return | 14.41% | 18.89%-4.5pp | 29.47%-15.1pp | 35.67%-21.3pp |
| Employer contribution / active EE | $2,679 | $2,370+13.0% | $3,025-11.5% | $2,757-2.9% |
| Participant deferral / active EE | $4,950 | $4,121+20.1% | $5,056-2.1% | $4,300+15.1% |
| Admin fee / account holder | $7,998 | $8,048-0.6% | $9,460-15.5% | $6,925+15.5% |