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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,524 | $86,922-3.9% | $102,438-18.5% | $80,874+3.3% |
| Participation rate | 89.8% | 72.4%+17.4pp | 76.5%+13.3pp | 67.6%+22.1pp |
| Annual return | 14.41% | 18.90%-4.5pp | 29.37%-15.0pp | 35.62%-21.2pp |
| Employer contribution / active EE | $2,679 | $2,369+13.0% | $3,024-11.4% | $2,756-2.8% |
| Participant deferral / active EE | $4,950 | $4,119+20.2% | $5,054-2.1% | $4,297+15.2% |
| Admin fee / account holder | $7,998 | $8,050-0.7% | $9,448-15.3% | $6,935+15.3% |