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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,182 | $174,379-44.3% | $152,093-36.1% | $138,895-30.0% |
| Participation rate | 52.9% | 81.6%-28.7pp | 77.8%-24.8pp | 79.9%-27.0pp |
| Annual return | 21.54% | 74.86%-53.3pp | 66.36%-44.8pp | 145.39%-123.9pp |
| Employer contribution / active EE | $1,795 | $4,652-61.4% | $4,175-57.0% | $4,194-57.2% |
| Participant deferral / active EE | $4,547 | $6,159-26.2% | $5,451-16.6% | $6,396-28.9% |
| Admin fee / account holder | $1,237 | $16,880-92.7% | $14,497-91.5% | $12,562-90.2% |