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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,717 | $201,344-41.5% | $184,243-36.1% | $145,877-19.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | -17.34% | 29.01%-46.4pp | 28.82%-46.2pp | 551.28%-568.6pp |
| Employer contribution / active EE | $23,484 | $7,022+234.4% | $6,427+265.4% | $4,663+403.6% |
| Participant deferral / active EE | $17,635 | $9,807+79.8% | $9,132+93.1% | $6,691+163.6% |
| Admin fee / account holder | $19,068 | $16,382+16.4% | $13,914+37.0% | $13,402+42.3% |