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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,788 | $97,125-12.7% | $86,233-1.7% | $137,256-38.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 14.22% | 74.19%-60.0pp | 61.39%-47.2pp | 220.34%-206.1pp |
| Employer contribution / active EE | $11,817 | $2,841+315.9% | $2,504+371.9% | $4,156+184.3% |
| Participant deferral / active EE | $9,885 | $5,180+90.9% | $4,559+116.8% | $6,407+54.3% |
| Admin fee / account holder | $4,912 | $9,725-49.5% | $8,342-41.1% | $12,270-60.0% |