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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,482 | $129,737+212.5% | $119,126+240.4% | $154,746+162.0% |
| Participation rate | 76.9% | 78.9%-1.9pp | 75.8%+1.2pp | 80.7%-3.8pp |
| Annual return | 16.35% | 379.08%-362.7pp | 282.11%-265.8pp | 172.34%-156.0pp |
| Employer contribution / active EE | $5,662 | $4,375+29.4% | $4,034+40.4% | $4,379+29.3% |
| Participant deferral / active EE | $12,629 | $5,842+116.2% | $5,318+137.5% | $6,730+87.6% |
| Admin fee / account holder | $7,985 | $11,961-33.2% | $10,693-25.3% | $14,365-44.4% |