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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,482 | $111,535+263.5% | $105,223+285.4% | $137,256+195.4% |
| Participation rate | 76.9% | 78.1%-1.2pp | 75.0%+1.9pp | 80.0%-3.0pp |
| Annual return | 16.35% | 237.85%-221.5pp | 180.65%-164.3pp | 220.34%-204.0pp |
| Employer contribution / active EE | $5,662 | $3,939+43.7% | $3,689+53.5% | $4,156+36.2% |
| Participant deferral / active EE | $12,629 | $5,500+129.6% | $5,072+149.0% | $6,407+97.1% |
| Admin fee / account holder | $7,985 | $9,721-17.9% | $8,859-9.9% | $12,270-34.9% |