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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,877 | $111,535+40.7% | $105,223+49.1% | $137,256+14.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 17.50% | 237.85%-220.4pp | 180.65%-163.2pp | 220.34%-202.8pp |
| Employer contribution / active EE | $5,487 | $3,939+39.3% | $3,689+48.8% | $4,156+32.0% |
| Participant deferral / active EE | $8,489 | $5,500+54.4% | $5,072+67.4% | $6,407+32.5% |
| Admin fee / account holder | $1,088 | $9,721-88.8% | $8,859-87.7% | $12,270-91.1% |