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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,036 | $63,703+82.2% | $93,063+24.7% | $82,448+40.7% |
| Participation rate | 76.9% | 63.8%+13.1pp | 72.1%+4.8pp | 68.1%+8.9pp |
| Annual return | 8.09% | -775.43%+783.5pp | 34.15%-26.1pp | 41.64%-33.6pp |
| Employer contribution / active EE | $1,501 | $1,729-13.2% | $2,476-39.4% | $2,551-41.2% |
| Participant deferral / active EE | $2,449 | $2,919-16.1% | $3,958-38.1% | $4,139-40.8% |
| Admin fee / account holder | $867 | $5,982-85.5% | $6,033-85.6% | $7,234-88.0% |