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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,303 | $79,169+94.9% | $100,415+53.7% | $74,478+107.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 81.5%+18.5pp | 67.2%+32.8pp |
| Annual return | 16.77% | 20.51%-3.7pp | 49.47%-32.7pp | 1370.56%-1353.8pp |
| Employer contribution / active EE | $5,115 | $3,017+69.5% | $3,943+29.7% | $2,626+94.8% |
| Participant deferral / active EE | $13,827 | $7,751+78.4% | $8,091+70.9% | $4,350+217.8% |
| Admin fee / account holder | $12 | $1,337-99.1% | $7,906-99.8% | $1,946-99.4% |