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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,671 | $86,949-59.0% | $102,460-65.2% | $80,959-55.9% |
| Participation rate | 80.6% | 72.4%+8.3pp | 76.5%+4.1pp | 67.7%+13.0pp |
| Annual return | 4.92% | 18.89%-14.0pp | 29.47%-24.5pp | 35.67%-30.7pp |
| Employer contribution / active EE | $1,907 | $2,370-19.5% | $3,025-37.0% | $2,757-30.8% |
| Participant deferral / active EE | $3,163 | $4,121-23.2% | $5,056-37.4% | $4,300-26.4% |
| Admin fee / account holder | $57,272 | $8,048+611.7% | $9,460+505.4% | $6,925+727.0% |