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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,318 | $105,284+10.5% | $150,734-22.8% | $94,015+23.7% |
| Participation rate | 80.0% | 71.7%+8.3pp | 78.4%+1.6pp | 70.8%+9.2pp |
| Annual return | -2.04% | 15.67%-17.7pp | 600.81%-602.8pp | 17.84%-19.9pp |
| Employer contribution / active EE | $1,996 | $3,599-44.5% | $4,918-59.4% | $2,790-28.4% |
| Participant deferral / active EE | $3,465 | $4,274-18.9% | $5,610-38.2% | $4,249-18.5% |
| Admin fee / account holder | $11,525 | $9,839+17.1% | $14,905-22.7% | $8,951+28.8% |