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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,552 | $201,259-57.5% | $184,200-53.6% | $145,959-41.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.28% | 28.98%-15.7pp | 28.80%-15.5pp | 561.95%-548.7pp |
| Employer contribution / active EE | $25,574 | $7,018+264.4% | $6,424+298.1% | $4,661+448.7% |
| Participant deferral / active EE | $67,155 | $9,806+584.8% | $9,132+635.4% | $6,689+904.0% |
| Admin fee / account holder | $820 | $16,372-95.0% | $13,907-94.1% | $13,398-93.9% |