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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,552 | $201,370-57.5% | $184,256-53.6% | $145,897-41.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.28% | 29.05%-15.8pp | 28.85%-15.6pp | 552.29%-539.0pp |
| Employer contribution / active EE | $25,574 | $7,024+264.1% | $6,427+297.9% | $4,663+448.5% |
| Participant deferral / active EE | $67,155 | $9,808+584.7% | $9,133+635.3% | $6,689+903.9% |
| Admin fee / account holder | $820 | $16,364-95.0% | $13,899-94.1% | $13,390-93.9% |