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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,863 | $183,592-6.9% | $155,567+9.8% | $145,959+17.1% |
| Participation rate | 93.3% | 82.7%+10.7pp | 78.2%+15.1pp | 80.3%+13.0pp |
| Annual return | 11.60% | 61.24%-49.6pp | 64.74%-53.1pp | 561.95%-550.4pp |
| Employer contribution / active EE | $1,650 | $5,315-69.0% | $4,674-64.7% | $4,661-64.6% |
| Participant deferral / active EE | $7,210 | $6,464+11.5% | $5,628+28.1% | $6,689+7.8% |
| Admin fee / account holder | $5,685 | $19,318-70.6% | $15,916-64.3% | $13,398-57.6% |