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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,997 | $117,829-65.2% | $102,423-60.0% | $145,877-71.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 7.94% | 31.83%-23.9pp | 29.42%-21.5pp | 551.28%-543.3pp |
| Employer contribution / active EE | $1,585 | $3,615-56.2% | $3,023-47.6% | $4,663-66.0% |
| Participant deferral / active EE | $7,406 | $5,732+29.2% | $5,054+46.5% | $6,691+10.7% |
| Admin fee / account holder | $448 | $13,335-96.6% | $9,455-95.3% | $13,402-96.7% |