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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,694 | $183,539-35.3% | $155,556-23.7% | $145,897-18.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.74% | 61.31%-55.6pp | 64.84%-59.1pp | 552.29%-546.6pp |
| Employer contribution / active EE | $8,573 | $5,315+61.3% | $4,675+83.4% | $4,663+83.9% |
| Participant deferral / active EE | $9,506 | $6,467+47.0% | $5,631+68.8% | $6,689+42.1% |
| Admin fee / account holder | $69,487 | $19,275+260.5% | $15,885+337.4% | $13,390+418.9% |