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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,785 | $94,031+15.7% | $115,768-6.0% | $82,448+31.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 18.16% | 20.61%-2.4pp | 100.46%-82.3pp | 41.64%-23.5pp |
| Employer contribution / active EE | $3,561 | $2,323+53.3% | $2,940+21.1% | $2,551+39.6% |
| Participant deferral / active EE | $6,578 | $3,972+65.6% | $4,917+33.8% | $4,139+58.9% |
| Admin fee / account holder | $1,263 | $10,249-87.7% | $12,439-89.8% | $7,234-82.5% |