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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,700 | $183,592-38.6% | $155,574-27.6% | $145,877-22.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.64% | 61.37%-52.7pp | 64.87%-56.2pp | 551.28%-542.6pp |
| Employer contribution / active EE | $8,369 | $5,317+57.4% | $4,676+79.0% | $4,663+79.5% |
| Participant deferral / active EE | $7,977 | $6,466+23.4% | $5,629+41.7% | $6,691+19.2% |
| Admin fee / account holder | $1,354 | $19,316-93.0% | $15,914-91.5% | $13,402-89.9% |