Filed December 23, 2010
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY, N.A.11+ years Service code 15 · EIN 30-0219031 | Recordkeeping | $113,205 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,786 | $98,727-15.1% | $113,168-26.0% | $85,563-2.1% |
| Participation rate | 94.7% | 80.8%+13.9pp | 76.6%+18.1pp | 66.0%+28.7pp |
| Annual return | 13.85% | 17.43%-3.6pp | 24.27%-10.4pp | 31.51%-17.7pp |
| Employer contribution / active EE | $2,281 | $2,907-21.5% | $2,975-23.3% | $2,654-14.1% |
| Participant deferral / active EE | $3,633 | $5,424-33.0% | $5,107-28.9% | $4,375-17.0% |
| Admin fee / account holder | $314 | $357-12.1% | $12,068-97.4% | $834-62.4% |